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bike repo question
Topek Offline
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#26
06-10-2011, 03:03 PM

Quote Originally Posted by h2
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FDCPA laws only apply to a 2nd party collector, not the original lender. They can lawfully (and will) threaten repossession and legal action, sue you, then garnish your wages if they are the original lender. There's very little legal protection for the consumer against original lenders/creditors outside of the housing market, unless the debt is listed on a (filed) bankruptcy.

I was 4months behind and I got all that taken away.

3 things they did illegally:

1) told my dad about my debt (amount and other info)
2) threatened to garnish my wages
3) swore and degraded to me over the phone While I was calm and was figuring out a way to pay them


New York state
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Messages In This Thread
bike repo question - by T-buck - 06-10-2011, 01:38 AM
bike repo question - by sikgixxer750 - 06-10-2011, 01:58 AM
bike repo question - by *Gswitch33 - 06-10-2011, 02:25 AM
bike repo question - by T-buck - 06-10-2011, 02:37 AM
bike repo question - by WHEELIE - 06-10-2011, 02:38 AM
bike repo question - by WHEELIE - 06-10-2011, 02:40 AM
bike repo question - by SQUINTS - 06-10-2011, 02:44 AM
bike repo question - by B-Dub - 06-10-2011, 03:07 AM
bike repo question - by Topek - 06-10-2011, 03:20 AM
bike repo question - by Topek - 06-10-2011, 03:23 AM
bike repo question - by Old Man Spooner - 06-10-2011, 03:23 AM
bike repo question - by T-buck - 06-10-2011, 03:40 AM
bike repo question - by Old Man Spooner - 06-10-2011, 03:42 AM
bike repo question - by T-buck - 06-10-2011, 03:45 AM
bike repo question - by WHEELIE - 06-10-2011, 03:48 AM
bike repo question - by T-buck - 06-10-2011, 03:51 AM
bike repo question - by B-Dub - 06-10-2011, 03:54 AM
bike repo question - by WHEELIE - 06-10-2011, 03:56 AM
bike repo question - by T-buck - 06-10-2011, 05:01 AM
bike repo question - by *Gswitch33 - 06-10-2011, 05:07 AM
bike repo question - by Kesh636 - 06-10-2011, 07:00 AM
bike repo question - by $Evan$ - 06-10-2011, 07:18 AM
bike repo question - by B-rup - 06-10-2011, 02:10 PM
bike repo question - by *MeatballStunts* - 06-10-2011, 02:30 PM
bike repo question - by h2 - 06-10-2011, 02:54 PM
bike repo question - by Topek - 06-10-2011, 03:03 PM
bike repo question - by DILTS - 06-10-2011, 03:07 PM
bike repo question - by h2 - 06-10-2011, 03:21 PM
bike repo question - by slidewayz89 - 06-10-2011, 03:40 PM
bike repo question - by slidewayz89 - 06-10-2011, 03:41 PM
bike repo question - by sikgixxer750 - 06-10-2011, 08:30 PM
bike repo question - by JBONEZ - 06-10-2011, 08:39 PM
bike repo question - by cbrguyttu - 06-10-2011, 08:40 PM
bike repo question - by T-buck - 06-11-2011, 12:11 AM
bike repo question - by WHEELIE - 06-11-2011, 01:10 AM
bike repo question - by Smalls636 - 06-11-2011, 02:04 AM
bike repo question - by T-buck - 06-11-2011, 02:51 AM
bike repo question - by T-buck - 06-11-2011, 02:53 AM
bike repo question - by DOKE - 06-11-2011, 03:02 AM
bike repo question - by BC09 - 06-11-2011, 03:11 AM
bike repo question - by kevin09 - 06-11-2011, 03:34 AM
bike repo question - by T-buck - 06-11-2011, 03:41 AM
bike repo question - by cvanmarter - 06-13-2011, 05:04 PM
bike repo question - by da Liks - 06-13-2011, 05:54 PM
bike repo question - by Topek - 06-13-2011, 06:01 PM
bike repo question - by maverickxp - 06-14-2011, 06:47 PM
bike repo question - by *Gswitch33 - 06-14-2011, 07:07 PM
bike repo question - by DerekS - 06-14-2011, 07:15 PM
bike repo question - by JBONEZ - 06-28-2011, 05:27 AM
bike repo question - by $Evan$ - 06-28-2011, 03:54 PM
bike repo question - by JBONEZ - 06-28-2011, 06:59 PM
bike repo question - by $Evan$ - 06-28-2011, 08:29 PM
bike repo question - by $Evan$ - 06-28-2011, 08:31 PM
bike repo question - by JBONEZ - 06-28-2011, 09:42 PM
bike repo question - by JBONEZ - 06-28-2011, 09:42 PM

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