event insurance....

[J Blox]

Originally Posted by Ryan Lanier

I just paid 1400.00 for a 2 day policy with a 3 million dollar coverage.
Its a liabilty policy that covers any spectators and event employees

Yeah. I usually see it from 500-1000 per day event.

What some people don't realize is even with a "legal binding waiver" that clears that you won't sue. its not saying that the person you chuck your bike into won't etc etc. These special event insurance policies usually have 1mil to 3 mil. I bid a show last year where the venue specified a 2mil + liability. People may think holy shit thats alot, but how many people you know got into a fender bender and made 50k-100k? I know a few. Now imagine if your watching and you catch a 636 to the grill. Yeah exactly...

If you are doing shows within a bigger event sometimes you can have the promoter put you on that events insurance.. or get them to sign off on your waiver that they are the responsible party for the event as a whole.